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BitPay Wallet

BitPay Wallet is the HD-multisignature wallet originally built to secure BitPay's funds. BitPay supports multiple personal and shared wallets, testnet, and the full Payment Protocol. A private BWS node can be used for enhanced security and privacy.

Features:

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Legacy Addresses

information
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Legacy Addresses:
Most wallets have the ability to send and receive with legacy bitcoin addresses. Legacy addresses start with 1 or 3 (as opposed to starting with bc1). Without legacy address support, you may not be able to receive bitcoin from older wallets or exchanges.
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Multisig

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Multisig:
Some wallets have the ability to require more than one key to authorize a transaction. This can be used to divide responsibility and control over multiple parties.

Good

Acceptable

Caution

Not applicable

Control over your money

This wallet gives you full control over your bitcoins. This means no third party can freeze or lose your funds. You are however still responsible for securing and backing up your wallet.

Centralized validation

This wallet relies on a centralized service by default. This means a third party must be trusted to not hide or simulate payments.

Basic transparency

The developers of this wallet publish the source code for the client. This means any developer in the world can audit the code. However, you still need to trust developers of this wallet when installing or updating the final software because it was not built deterministically like Bitcoin Core.

Vulnerable environment

This wallet can be loaded on computers which are vulnerable to malware. Securing your computer, using a strong passphrase, moving most of your funds to cold storage, or enabling two-factor authentication can make it harder to steal your bitcoins.

Basic privacy

Prevents spying on your payments

This wallet makes it harder to spy on your balance and payments by rotating addresses. You should still take care to use a new Bitcoin address each time you request payment.

Discloses information to a third party

This wallet uses central servers which are able to associate your payments together and log your IP address.

Tor not supported

This wallet does not let you use Tor to prevent attackers or Internet service providers from associating your payments with your IP address.

Dynamic fee with override

This wallet provides fee suggestions which are based on current network conditions which you can override. This means that this wallet will help you choose the appropriate fee so that your transactions are confirmed in a timely manner without paying more than you have to, but ultimately gives you control if you want to override the suggestion.

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Control

Validation

Transparency

Environment

Privacy

Fees

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Electrum Electrum
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Sparrow Wallet Sparrow
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Specter Desktop Specter
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Specter Desktop Specter
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Specter Desktop Specter
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