Specter Desktop
Specter Desktop is a desktop wallet interface for Bitcoin Core with a focus on privacy, coin control, single and multisig setups. Specter is non-custodial and works with all major hardware wallets.
Features:
Bech32
Full Node
Hardware Wallet
Multisig
SegWit
Good
Acceptable
Caution
Not applicable
Control over your money
This wallet gives you full control over your bitcoins. This means no third party can freeze or lose your funds. You are however still responsible for securing and backing up your wallet.
Full validation
This wallet is a full node that validates and relays transactions on the Bitcoin network. This means no trust in a third party is required when verifying payments. Full nodes provide the highest level of security and are essential to protecting the network. However, they require more space (over 350GB), bandwidth, and a longer initial synchronization time.
Basic transparency
The developers of this wallet publish the source code for the client. This means any developer in the world can audit the code. However, you still need to trust developers of this wallet when installing or updating the final software because it was not built deterministically like Bitcoin Core.
Vulnerable environment
This wallet can be loaded on computers which are vulnerable to malware. Securing your computer, using a strong passphrase, moving most of your funds to cold storage, or enabling two-factor authentication can make it harder to steal your bitcoins.
Improved privacy
Prevents spying on your payments
This wallet makes it harder to spy on your balance and payments by rotating addresses. You should still take care to use a new Bitcoin address each time you request payment.
Avoids disclosing information
This wallet does not disclose information to peers on the network when receiving or sending a payment.
Tor can be used
This wallet lets you setup and use Tor as a proxy to prevent attackers or Internet service providers from associating your payments with your IP address.
Full control over fees
This wallet gives you full control over fees. This means that this wallet allows changing the fees after funds are sent using RBF or CPFP. This wallet also provides fee suggestions based on current network conditions so that your transactions are confirmed in a timely manner without paying more than you have to.
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Control
Validation
Transparency
Environment
Privacy
Fees
Good
Acceptable
Caution
Not applicable